Estimate your patient financing ROI.
Model how AI-assisted financial counseling increases payment plan conversions, reduces bad debt, and frees your counseling team to work more accounts.
These reflect your assumptions, not product guarantees. Defaults are reasonable midpoints; adjust to model conservative or aggressive scenarios.
Estimates are illustrative, based on inputs you provide. Actual results will vary.
How we calculate your estimateView methodology
Conversion lift: Calculated from your projected conversion rate lift input. AI-assisted counseling guides patients through financing options earlier in the encounter, which increases enrollment rates.
Bad debt reduction: Calculated from your expected bad debt reduction input, applied to your current bad debt rate. Earlier engagement and proactive payment plan enrollment prevents a portion of write-offs that would otherwise occur.
Staff efficiency: Calculated from your expected counselor time savings input. Automating eligibility screening and payment plan setup reallocates counselor hours toward more complex cases.
All improvement percentages reflect your expected outcomes with ArceeHQ. Defaults represent reasonable midpoint scenarios; adjust them to model conservative or aggressive assumptions for your organization.
Additional collections= patients per month × average balance × conversion lift % × 12
Bad debt reduction= patients per month × average balance × bad debt rate × expected bad debt reduction % × 12
Staff savings= counselor hours per month × hourly rate × expected counselor savings % × 12
Total annual benefit = additional collections + bad debt reduction + staff savings
Get a personalized financing analysis.
Share your contact details and we will send a customized ROI analysis based on your numbers, plus relevant benchmarks from comparable health systems.
- A detailed breakdown based on your inputs
- Payment conversion benchmarks by patient type
- A live walkthrough of the ArceeHQ platform
About the calculator.
What is “conversion rate lift”?
Conversion rate lift is the projected increase in the percentage of patients who enroll in a payment plan or financing arrangement. If your current rate is 22% and the lift is 28 percentage points, the projected rate with ArceeHQ would be 50%. This is an assumption you control; adjust the input to reflect your own expectations.
Does this account for patients who already finance with a third party?
The calculator measures gross incremental collections from improved enrollment, not net of any existing third-party financing fees. For a model that accounts for your existing financing mix, request the personalized report above.
How is bad debt reduction calculated?
The model applies your expected bad debt reduction percentage to your current bad debt rate. The default assumes that earlier engagement and proactive payment plan enrollment prevents 25% of write-offs among unmanaged self-pay balances. This is your assumption to adjust, not a product guarantee.
Related resources.
Patient Financing Platform
How ArceeHQ guides patients through financing options in real time, increases plan enrollment, and reduces bad debt without adding staff.
Explore the platformThe Financial Engagement Playbook: Agentic AI Strategies to Boost Patient Financing
Strategies for revenue cycle and patient access leaders to improve collections without degrading the patient experience.
Read the guide